Apple Valley Ohio Lake Community by Sam Miller


Why A VA Home Loan May Be The Right Choice For You

VA Home Loans are the focus and primary topic on our Two Minutes on Tuesday episode today.  There are so many reasons why a VA home loan may be the right choice for a qualified veteran and I will share a few of the biggest benefits along with a few bonus benefits that you may not have considered.  Two of the biggest reasons why a qualified Vetaran should strongly consider a VA loan is because there is NOT a required down payment and there is no monthly mortgage insurance required.  Both of these make buying a home easier and more cost effective especially when you compare a VA loan to an FHA, 95% conventional loan or USDA - Rural Development Loan. The VA loan can save you money!


Many qualified Veterans are not aware that they can use the VA home loan more than once.  This can be especially beneficial if they have a need to move into a larger home or if they are relocating to an area of more expensive homes.  Remember, no down payment is required so using the VA loan can make a huge difference when you are selling your current home even if you haven't established much in the way of equity.  

How about buying a duplex or a multi-family apartment building up to 4 units?  There are a few key factors but the answer most often is YES.  You need to live in one of the units and the home needs to meet the VA home requirements.  This is an AMAZING way to buy a home and have your tenants rent building extra equity.  I personally lived in a duplex early in my career and it was a super fast way to pay down the mortgage and when I eventually sold the property I had a lot more money to put down for my next purchase.

Did you know that VA has an option called EEM (Energy Efficient Mortgage) where you can finance specific energy efficient improvements into your home purchase.  Examples would be replacing an old outdated furnace with a new high efficiency furnace, hot water tank, energy efficient windows and doors, insulation and many other improvements could qualify for the EEM mortgage.  As part of the EEM program, many lenders will want to verify that the benefits of the planned upgrades offset the costs.  

These are just a few reason why a VA Home Loan might be worth exploring.

Home Searching Online - Have you ever searched for a home using one of the national websites or real estate apps and learned that the house you were interested in isn't even available for sale?  It happens thousands of times each day and it is VERY frustrating.  If you are in the market for a Knox County Ohio home we have a simple solution and it's called  This site is connected to the Knox County MLS and features all of the available homes for sale that are in the local MLS.  This is a HUGE benefit because you are not having to sort through thousands of homes that you aren't interested in.  Check out Knox County and you could find and be living in your dream home in no time.

The Sam Miller Team of REMAX Stars Realty 740-397-7800 Knox County Ohio Homes For Sale


Comment balloon 0 commentsSam Miller • January 01 2019 05:03PM
Why A VA Home Loan May Be The Right Choice For You
VA Home Loans are the focus and primary topic on our Two Minutes on Tuesday episode today. There are so many reasons why a VA home loan may be the right choice for a qualified veteran and I will share a few of the biggest benefits along with a few… more
High Energy Apple Valley Lake Highlight Video
Apple Valley Lake - You can see all four seasons including sunrises, sunsets, lake houses, boat docks, beaches, boating, jet skiing, the marina, the golf course and gorgeous seasonal images which are all featured in this high energy video of the… more
Licking County Ranch Condo For Sale - It's Gorgeous!
443 Cottage Grove East Beautiful Condo / Priced To Sell Fast PROPERTY DETAILS $195, 000 LISTING INFORMATION Bedrooms: 2Full Baths: 2Sq ft: 1403Lot Size: CondoStyle: RanchGarage: 2 CarHeat Source: Gas PROPERTY DESCRIPTION Beautiful… more
Fredericktown Ohio Drone Flyover and Birdseye View Video
Flying high above any community offers a unique viewing perspective especially compared to driving the streets of that community. We flew our professional level drone high above the village of Fredericktown, Ohio and I believe you will be… more
Drone Flight at Wolf Run Regional Park in Mount Vernon Ohio
Knox County Ohio features some of the most picturesque parks and walking trails and we regularly feature different community attractions in our videos and blogs. Over the last couple of years we have been adding birdseye videos of many of the… more
Honey Run Waterfall in Howard Ohio in Eastern Knox County Ohio
We flew our drone up the face of the Honey Run Waterfall in Eastern Knox County just outside of the village of Howard. This video features a very unique view of the waterfall that you wouldn't be able to see from the base of the waterfall or from… more
How To Search The Knox County Ohio Auditors Website
Searching for Knox County Ohio real estate public records isn't difficult if you know where to look. There are many different websites that feature real estate info about properties and Knox County Ohio homes and lands but none that offer the… more
Birdseye view above and around the Knox County Fairgrounds
We flew our drone above and along the outer edges of the Knox County Ohio Fairgrounds during the Knox County Fair Week. This video captures a unique view that you would never see unless you were taking a helicopter ride during the fair. Be sure to… more
This Extra Wide Apple Valley Lot Will Fit A Larger Home
If you are building a ranch home at the Apple Valley Lake you know it can be challenging to find a lot for sale that is wide enough to fit your ranch home with attached garage and meet the required setback on the side lot lines. This lot that is… more
Brand New Apple Valley Lake Home For Sale at 82 Crestridge Court
If you love the idea of living in a brand new home at the Apple Valley Lake then this property might be the perfect find for you!!! 82 Crestridge Court Gorgeous New Construction / Oversized Lot PROPERTY DETAILS $225, 000 LISTING… more